Public Supply of Rental Housing under The National Housing Program – Possible Scenarios of Changes in the Rental Market. The aim of the study is to conduct analyzes of possible scenarios of changes in the housing sector after launching the Plus Apartment Program. Therefore, the purpose of housing policy should be to increase the availability of apartments in the form of rental. The research problem is the answer to the following questions: Is it feasible to intervene in the construction market to increase rental supply? What impact on the private rental market may have on the supply of public housing about the rent lower than the market? What impact can the supply of housing under the Plus Apartment Program on the investment and rental of housing for social building society? In which municipalities and on what scale should I implement the Plus Apartment Program? The study hypothesized that the impact of the public supply of apartments for rent under the Plus Apartment Program on residential markets will depend on local conditions of market development and local housing situation.

This article examines the impact of economic factors, such as changes in interest rates and inflation, on the primary housing market in Poland from January 2019 to September 2022, with particular focus on the Covid-19 pandemic. The research problem is to understand howthese economic factors have affected the housing market, and the research objective is to analyze the activity of developers, building permits issued, investments started, and housing loans granted. The research methodology involves the analysis of data from various sources, including official statistics and reports from developers and investment funds. The research findings suggest that the decreased demand for housing loans has led to a significant decline in the allocation of new housing. However, the emergence of new major players, such as leading European and global investment funds, could provide opportunities for developers. The study concludes that caution is warranted in starting new construction activity and that the best performance in housing production in the transition period to 2021 is unlikely to be exceeded in the current or subsequent years. The implications of this study are that developers need to consider economic factors and market trends when making decisions about new construction and that investment funds may play an increasingly important role in the housing market.